How to Cash in on the Value of Your Life Insurance

Sometimes you need some extra cash on hand. Fortunately, people with whole life insurance policies have a few more options available to them than they might realize. Depending on their situation, however, taking out a loan against their policy, or waiting until retirement age to supplement their income might not be the solution. In these … Read more How to Cash in on the Value of Your Life Insurance

One Surprising Thing You Can Sell to Make Fast, Easy Money

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You can try listing your beanie baby collection on eBay, or maybe donating plasma, but if you’re down on your luck and need a more significant sum of money than beanie babies can rake in, there aren’t usually a lot of options. Oftentimes, a person’s first instinct is to take out a loan. Assuming they … Read more One Surprising Thing You Can Sell to Make Fast, Easy Money

Life Insurance Is A Trade-off, Not A Rip-off

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Is Life Insurance A Scam? Whole life policies can be expensive, and when we write that check every month to our insurer, sometimes the wallet pain of today speaks a little louder than the big promises of the future. While those promises are significant, they do come at a cost. Life Insurance–and particularly whole life … Read more Life Insurance Is A Trade-off, Not A Rip-off

Can I Cancel my Whole Life Insurance Policy?

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The answer is yes – although canceling your whole life insurance policy isn’t a choice to make lightly. There’s more to consider than simply stopping your payments. It typically begins with a call to your insurer, who will walk you through the process. And there might be some good reasons to do that, especially if … Read more Can I Cancel my Whole Life Insurance Policy?

How Do You Get the Cash Value of Your Life Insurance?

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When times are tough, or when people need cash now, they make desperate decisions–like taking their baseball card collection to the pawn shop or canceling their whole life insurance policies. And when people are desperate for money, there are usually people waiting around the corner to take advantage of the situation.  Aspen Life Settlements provides … Read more How Do You Get the Cash Value of Your Life Insurance?

An Open Letter To Whole Life Insurance Policy Holders

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Dear life insurance policy holder, If there’s anything that’s certain in today’s economy, it’s uncertainty. We’ve seen — time and again — how economies became prosperous, then over-extended, then humbled, then depressed, then through sheer determination, rose again to respectable levels of prosperity. We also get that families are no different. Some years, you may … Read more An Open Letter To Whole Life Insurance Policy Holders

Before Death Do Us Part: Selling Your Life Insurance Policy for Cash

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The traditional view of life insurance is that we all need it. In the unexpected case that someone dies prematurely, life insurance helps protect loved ones from the financial burdens of funeral costs, mortgages, etc. Life insurance policies also prevent surviving family members from needing to work extra to support their loved ones. There are … Read more Before Death Do Us Part: Selling Your Life Insurance Policy for Cash